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Digital Financial Tools and Applications

Video Solution
Question: 1
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CVV का पूर्ण रूप है

The full form of CVV is....

A)
B)
C)
D)
Explanation
CVV stands for Card Verification Value number which is a 3- to 4-digit number printed on your debit card.

Correct Answer: B) Card verification value

Question: 2 Report Error

निम्न में से कौन सी इंटरनेट के माध्यम से फंड स्थानांतरित करने की प्रणाली है ?

Which of the following is a system of transferring funds through the Internet?

A)
B)
C)
D)
Question: 3 Report Error

TDS का पूरा नाम क्या है ?

What is the full name of TDS?

A)
B)
C)
D)
Question: 4
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निम्नलिखित में से किस बैंक को भारत में बैंकर्स बैंक के नाम से जाना जाता है?

Which of the following banks is known as Bankers Bank in India ?

A)
B)
C)
D)
Explanation
The Reserve Bank of India (RBI) is known as the "Bankers' Bank" because it acts as the central regulatory authority for the entire banking system in India.

Correct Answer: D) Reserve Bank of India

Question: 5
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भारत में एटीएम की अवधारणा को पेश करने वाला पहला बैंक _____ था:

_____was the first bank to Introduce the ATM concept in India:

A)
B)
C)
D)
Question: 6
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भारत में स्थापित होने वाला पहला बैंक था:

First Bank established in India was:

A)
B)
C)
D)
Question: 7 Report Error

बैंक ऑफ इंडिया ने 1980 में पहला बैंक क्रेडिट कार्ड लॉन्च किया|

Bank of India launched the first bank credit card in 1980.

A)
B)
C)
D)
Question: 8
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AEPS का पूर्ण अर्थ है........|

Full meaning of AEPS is....... .

A)
B)
C)
D)
Explanation
AEPS stands for Aadhaar Enabled Payment System. Developed by the National Payments Corporation of India (NPCI), it is a bank-led model that allows customers to perform financial transactions—such as cash withdrawals, deposits, and balance inquiries—using their Aadhaar number and biometric authentication (fingerprint/iris) at Micro-ATMs or Business Correspondents.

Correct Answer: A) Aadhaar Enabled Payment System

Question: 9 Report Error

बैक द्वारा बचत जमा पर ब्याज दिया जाता हैं |

Interest is given on savings deposits by the bank.

A)
B)
C)
D)
Question: 10 Report Error

UPI का अर्थ Unified Payments Interface होता हैं|

UPI stands for Unified Payments Interface.

A)
B)
C)
D)
Question: 11
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NUUP क्या Full Form है|

What is the full form of NUUP?

A)
B)
C)
D)
Explanation
NUUP stands for National Unified USSD Platform. It is an NPCI-developed (National Payments Corporation of India) mobile banking service that allows users to perform financial and non-financial transactions without an internet connection or smartphone.

Correct Answer: B) National Unified USSD Platform

Question: 12
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इलेक्ट्रॉनिक कैश की अवधारणा द्वारा भुगतान निष्पादित करना है.

The concept of electronic cash is to execute payments.

A)
B)
C)
D)
Explanation
The concept of electronic cash is to execute payments by using computers over a network. It facilitates digital transactions that replace physical currency by transferring money, often via debit cards or e-wallets, securely and instantly.

Correct Answer: B) Using computers over network

Question: 13 Report Error

MICR एक उपकरण है जिसका उपयोग दस्तावेजों को पढ़ने के लिए किया जाता है

MICR is a device used to read documents

A)
B)
C)
D)
Question: 14 Report Error

_____ चेक या नकद के बजाय सीधे एक खाते से दूसरे खाते में धनराशि स्थानांतरित करना है ।

_____ is the transfer of funds directly from one account to another rather than by check or cash.

A)
B)
C)
D)
Question: 15 Report Error

निम्नलिखित में से कौन-से ई¬बैंकिंग के रूप हैं?

Which of the following are forms of e-banking?

A)
B)
C)
D)
Question: 16 Report Error

अभी खरीदें-बाद में भुगतान करें (बीएनपीएल) का आमतौर पर उपयोग किया जाता है

Buy now–pay later (BNPL) is commonly used for

A)
B)
C)
D)
Question: 17
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भीम (BHIM) का क्या अर्थ है?

What is the meaning of Bhim?

A)
B)
C)
D)
Explanation
BHIM stands for Bharat Interface for Money, a mobile payment application developed by the National Payments Corporation of India (NPCI) based on UPI (Unified Payments Interface).

Correct Answer: A) Bharat Interface for Money

Question: 18 Report Error

यूपीआई (UPI) का अर्थ क्या है?

What is the meaning of UPI?

A)
B)
C)
D)
Question: 19
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SWIFT is also known as Bank Identifier Code (BIC)

SWIFT is also known as Bank Identifier Code (BIC)

A)
B)
C)
D)
Explanation
A SWIFT code is an international bank code that identifies particular banks worldwide. It's also known as a Bank Identifier Code (BIC).

Correct Answer: A) True

Question: 20
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लोन डिफॉल्टर क्या है?

What is a loan defaulter?

A)
B)
C)
D)
Explanation
A loan defaulter is a borrower who fails to make scheduled interest or principal payments on a loan within the agreed timeframe. Typically, defaulting occurs after 90 days of missed payments, leading to a CIBIL credit score drop, penalties, and potential legal action.

Correct Answer: C) A person who fails to repay a loan as per the agreed terms

Question: 21 Report Error

EMI का मतलब ________ है।

EMI stands for ________.

A)
B)
C)
D)
Question: 22 Report Error

"NEFT" शब्द में "E" शब्द का क्या अर्थ है?

What does the word “E” stand for in the term “NEFT”?

A)
B)
C)
D)
Question: 23 Report Error

टीडीएस में, D का मतलब क्या है?

In TDS, what does D stand for?

A)
B)
C)
D)
Question: 24 Report Error

भारत में एक नियामक संस्था, "SEBI" का मतलब क्या है?

A regulatory body in India, “SEBI” stands for?

A)
B)
C)
D)
Question: 25
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SIM का पूर्ण रूप है:

The full form of SIM is:

A)
B)
C)
D)
Explanation
The full form of SIM is Subscriber Identity Module or Subscriber Identification Module.

Correct Answer: B) Subscriber Identity Module

Question: 26
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एनपीसीआई की स्थापना किस वर्ष में की गई थी?

NPCI was established in which year?

A)
B)
C)
D)
Explanation
The National Payments Corporation of India (NPCI) was incorporated in December 2008. It was established by the Reserve Bank of India (RBI) and the Indian Banks' Association (IBA) as a "Not for Profit" entity to operate retail payment and settlement systems in India.

Correct Answer: C) 2008

Question: 27
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निम्नलिखित में से कौन सी क्रिप्टो करेंसी है?

Which of the following is a crypto currency?

A)
B)
C)
D)
Explanation
Cryptocurrencies are decentralized digital currencies powered by blockchain technology, with Bitcoin (BTC) being the first and most prominent example. Other leading examples include Ethereum (ETH) for smart contracts, stablecoins like Tether (USDT) and USDC for low volatility, and altcoins such as Solana (SOL), Binance Coin (BNB), and Litecoin (LTC).

Correct Answer: B) Bitcoin

Question: 28
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अंतर्राष्ट्रीय मौद्रिक हस्तांतरण के लिए निम्नलिखित में से किसका उपयोग किया जाता है?

Which of the following is used for International Monetary Transfer?

A)
B)
C)
D)
Explanation
SWIFT (Society for Worldwide Interbank Financial Telecommunication) is a global messaging network that provides a secure, standardized, and reliable environment for financial institutions to send and receive information, such as money transfer instructions.

Correct Answer: C) SWIFT

Question: 29
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एटीएम कार्ड में पिन होता है:

PIN in ATM card is of:

A)
B)
C)
D)
Explanation
An ATM card PIN (Personal Identification Number) is a secret 4-digit or 6-digit numeric code you use to authenticate transactions like cash withdrawals and balance inquiries at an ATM. It is not printed on the card. It is either sent by the bank or set by you via mobile/internet banking.

Correct Answer: D) 4 digits

Question: 30 Report Error

भीम ऐप से लेनदेन की अधिकतम दैनिक सीमा क्या है?

What is the maximum daily limit for BHIM app transactions?

A)
B)
C)
D)
Question: 31
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Debit card मे Expiry दर्शाते है?

Expiry shows in Debit Card?

A)
B)
C)
D)
Explanation
A debit card expiration date is typically printed on the front, formatted as MM/YY (Month/Year), often labeled "Valid Thru" or "Valid Until".

Correct Answer: C) MM/YY

Question: 32 Report Error

रियल टाइम ग्रॉस सेटलमेंट (आरटीजीएस) की शुरुआत आरबीआई ने की थी।

Real Time Gross Settlement(RTGS) was started by RBI.

A)
B)
C)
D)
Question: 33 Report Error

सही उत्तर चुनें: आधार कार्ड, पैन कार्ड, आईएफएससी कोड, डेबिट कार्ड

Select correct Answer: Aadhar Card, Pan Card, IFSC Code, Debit Card

A)
B)
C)
D)
Question: 34 Report Error

निम्नलिखित में से कौन सा सही सुमेलित नहीं है:

Which of the following is not correctly matched:

A)
B)
C)
D)
Question: 35 Report Error

निम्नलिखित में से कौन सा सही सुमेलित नहीं है:

Which of the following is not correctly matched:

A)
B)
C)
D)
Question: 36 Report Error

डेबिट कार्ड और क्रेडिट कार्ड में क्या अंतर है?

What is the difference between a debit card and a credit card?

A)
B)
C)
D)
Question: 37 Report Error

निम्नलिखित में से कौन सा धन हस्तांतरण के लिए डिजिटल लेनदेन की एक विधि है?

Which of the following is a method for digital transactions for money transfer ?

A)
B)
C)
D)
Question: 38
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निम्नलिखित में से कौन सा रंग QR कोड में मौजूद होता है?

Which of the following color present in a QR Code?

A)
B)
C)
D)
Explanation
The standard and most common colors present in a QR code are black and white.

Correct Answer: A) Black and White

Question: 39 Report Error

रुपे डेबिट कार्ड निम्नलिखित में से किसके समान है?

Rupay Debit Card is similar to which of the following?

A)
B)
C)
D)
Question: 40 Report Error

भारत में UPI भुगतान के लिए किस ऐप का उपयोग किया जाता है?

Which app is used for UPI payments in India?

A)
B)
C)
D)
Question: 41 Report Error

UPI ID बनाने के लिए निम्न में से क्या आवश्यक है?

Which of the following is required to create a UPI ID?

A)
B)
C)
D)
Question: 42 Report Error

एटीएम का मतलब क्या है?

What does ATM stand for?

A)
B)
C)
D)
Question: 43 Report Error

इंटरनेट बैंकिंग के लिए निम्नलिखित में से क्या आवश्यक है?

Which of the following is required for internet banking?

A)
B)
C)
D)
Question: 44 Report Error

डिजिटल लेनदेन में ओटीपी की क्या भूमिका है?

What is the role of an OTP in digital transactions?

A)
B)
C)
D)
Question: 45 Report Error

UPI QR कोड का उद्देश्य क्या है

What is the purpose of a UPI QR code

A)
B)
C)
D)
Question: 46 Report Error

भीम का मतलब क्या है

What does BHIM stands for

A)
B)
C)
D)
Question: 47 Report Error

KYC का पूर्ण रूप क्या है

What is the full form of KYC

A)
B)
C)
D)
Question: 48 Report Error

भारत में UPI किस वर्ष लॉन्च किया गया था

In which year was UPI launched in India

A)
B)
C)
D)
Question: 49 Report Error

CMOS का पूर्ण रूप क्या है

What is the full form of CMOS

A)
B)
C)
D)
Question: 50 Report Error

RTGS में 'T' का क्या मतलब है

What does ‘T’ in RTGS stand for

A)
B)
C)
D)
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